Owning a law firm comes with many responsibilities – managing finances, employees and clients. With all of that and more on your plate, it can be hard to find the time to shop around for the right insurance coverage for your firm. Luckily, Lockton Affinity Lawyer offers Business Owners and Workers’ Compensation policies, in addition to their Professional Liability and Cyber Liability policies. These business owners insurance policies are developed with firms in mind, and can help you manage the risks your firm faces every day.
Business Owners Policy (BOP)
A BOP provides protection for business owners that are in need of both property and general liability coverage. Property liability coverage includes your building and extends to the perishable items inside your building such as equipment, furnishings and more.
The general liability portion of a BOP will cover any legal costs accrued during the defense of your business in a lawsuit or in the event that you are ordered to pay damages for personal injury and property damage.
A BOP also includes business interruption coverage. This ensures you have the ability to recover lost revenue in the event of a fire, break-in or other type of event that leads to your inability to conduct business.
Workers’ Compensation
Workers’ Compensation protects your organization from the lost wages and medical costs you may have to pay an employee who was injured on the job. Depending on the state in which your firm operates, this coverage may be required.
For more information about the protection of business owners insurance, contact Lockton Affinity Lawyer at (844) 398-0465 or [email protected]
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